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E&O Liability

MISCELLANEOUS E&O PROFESSIONAL LIABILITY

Specialized Insurance

As we continue to see our society become more and more litigious, more and more professional and technical providers are finding themselves on the short end of the stick in terms of being cast into the legal standard of a "professional".

In days gone by, the traditional "professional" exposure was thought of as the physician, dentist, lawyer, accountant, and maybe the insurance agent.

Today we see Electronic Data Processing programmers, collection agencies, management consultants and typing all

being cast into the legal "net" of being held to the "higher" standard equal to that of the doctor, dentist, lawyer, etc.

With this "higher standard" comes a new exposure that may well be EXCLUDED in

the standard general liability policy.  To respond to this need the insurance industry has created the MISCELLANEOUS E&O, PROFESSIONAL policy and class.

Limits of liability up to $5,000,000. are available.  Coverage is usually offered on a claims made form, and forms are designed specifically for particular businesses.

Our coverage is available on a wide variety of professionals, including but not limited to:

Actuaries

Adjusters

Agricultural Consultants

Answering Services

Associations

Benefit Plan Administrators

Bookkeepers

Broadcasters

Claims Adjusters

Collection Agencies

Communications Consultants

Computer Consultants

Court Clerks

Credit Bureaus

Electronic Data Processing

Employment Agencies

Energy Auditors/Consultants

Environmental Consultants

Farm Managers

Forensic Investigators

Forestry Managers

Franchisers

Freight Forwarders

Geological Consultants

Hotel Managers

Insurance Consultants

Insurance Investigators

Interior Decorators

Management Consultants

Manufacturers Engineering

Marketing Agencies

Multiple Listing Services

One-Call Systems

Premium Finance Companies

Printers

Programmers

Process Servers 

Property Managers

Public Relations Firms

Publishers

Risk Managers

Scientific Research

System Integrators

Testing Labs

Third Party Administrators

Translators

Travel Agents

Typing Services

If you find yourself looking for a class other than those listed, contact us, we may well have the ability to tailor a policy for your individual needs.

Coverage is subject to conditions and exclusions described in the policy.

For complete terms and conditions, refer to the policy itself.
 

Get a Quote!

Get a quote!

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The insurance policy, not summaries on this site, form the contract between the insured and the company. The policy contains limits, exclusions and limitations that are not detailed here. This information presented here is for informational purposes only.